Helping you finance the home of your dreams.
loan agent shaking hands with man

We understand how big of a deal buying a home is. That’s why when it comes to financing one of the biggest purchases of your life, our team works to ensure we make your plans happen smoothly. At Vantage Loans Finance Corp., we see to it that you know all your financing options and make an informed decision in choosing a mortgage you can manage.

Not only do we provide conventional loans, but we are also FHA-backed lenders. Talk to our representative today and see if you are qualified to apply for an FHA loan.

Our Loan Programs

Home Equity Loans and Lines

What is a Home Equity Loan?

A home equity loan is when a second loan is taken out on the equity a homeowner has in the home. Equity is the difference in the value of your home and the amount that the unpaid balance left on your mortgage. In effect, the equity is turned into cash.

The money can then be used in any fashion you choose.

There are two different types of home equity loans available to homeowners. The first is a standard home equity loan or HEL, which is a one-time loan at a lump sum. With this type of home equity loan, fixed interest rates often accompany it.

Home Equity Line of Credit

The second type of home equity loan is a home equity line of credit or a HELOC, which works just like a credit card. This type of loan is great for home improvement projects. It gives the homeowner the ability to only take out what is needed for the repairs or renovations. Many will have an equity line in place for emergencies.  If you are self-employed it is often used for a business line of credit, or used for short-term cash flow purposes. Most home equity lines of credit tend to be interested only for ten years and then convert to an amortized loan for the remaining term of 20 years.


By applying for our adjustable-rate mortgage, we see to it that you get an initial interest rate that’s fit for your budget. Our professionals will guide you through every process and payment and make certain that they are transparent with every transaction.


When you choose our fixed-rate loan, you get a more stable mortgage with a constant rate from beginning to end. By applying for our fixed-rate loan, you can guarantee that we are transparent with our interest rates and make payments hassle-free for you, so you can enjoy your dream home with peace of mind.


We are VA-backed lenders that provide you with excellent prices for your purchase loans. You can guarantee that we follow the VA standards when it comes to our loan terms and payments. Feel free to discuss more, about our VA home loan with any of our representatives.

    For our veterans, we provide competitively priced purchase loans for your convenience. Our purchase loans do not need any downpayment and provide better terms and interest rates. With this, you don’t need private mortgage insurance (PMI) or mortgage insurance premiums (MIP).



Are you a senior in need of additional income? You can avail of a reverse mortgage and convert part of the equity in your home into cash without having to lose your home or pay additional bills. If you want to know more about reverse mortgages and if it is right for you, feel free to talk to our representatives, so you can consider your options.


Are you looking for a discounted, REO, or wholesale property you can fix and flip to up its value? We have a flexible and competitive loan for you. You’ll get bridge financing for up to 12 months for your capital when you apply for our fix and flip loans today.

Whether they’re trade-ups or dream homes, if you can afford to rent, then you can afford to buy!

Would you like to know more about our loan programs? Schedule a meeting with our representative today.